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Why is this free?
Fix your credit and start living the life you truly deserve.
- Our software is FREE because it’s our desire to help everyone achieve an accurate credit/consumers report.
- You are ONLY required to pay for credit monitoring from our trusted partner. This will connect your credit reports into our system. There are NO additional fees EVER.
- With our advanced (DONE FOR YOU) prewritten letters, our software will automatically select the Negative items on your reports for you. All Negative items will be labeled red and positive items green.
No need to hire a credit repair company
Intelligent Import
Point Doctors automatically imports your 3 bureau credit report without creating a hard inquiry.
Use Artificial Intelligence to Your Advantage
Point Doctors' Artificial Intelligence knows which accounts are hurting your credit and helps you create the right disputes to remove them.
File All the Disputes You Want For Free
Dispute as many accounts as you want on all 3 bureaus at the same time. It doesn’t matter if you have one account or fifty accounts to dispute, Point Doctors can easily manage and track all of them.
Letter Templates That Are Used By the Pros
Letters are far more effective at getting accounts permanently deleted than online disputes. Point Doctors' letter generator helps you create effective disputes based on consumer protection laws.
Track Your Results
Every month you reimport your new 3 bureau credit reports using our proprietary software. Each reimport shows which accounts were deleted and your new credit scores. If an account wasn’t deleted, Point Doctors will have the follow up letters you should send for additional disputes.
Dispute any account on all 3 bureaus
Point Doctors can help you delete these accounts from Experian, Equifax, and TransUnion:
- Late Payments - Repossessions - Charge Offs - Foreclosures - Collections - Judgments - Inquiries - Inaccurate Personal Information - Bankruptcy (Yes, Even Bankruptcies)
No need to create an account with each credit bureau. Point Doctors brings all three credit bureaus to you.
Point Doctors is the credit repair expert so you don’t have to be
Fixing your own credit used to require a ton of work and a bit of luck. But now, Point Doctors DIY makes fixing your credit and increasing your credit score fast and easy.