Meet our founder and credit repair guru.
You are ONLY required to pay for credit monitoring from our trusted partner. This will connect your credit reports into our system. There are NO additional fees EVER.
Our software is FREE because it’s our desire to help everyone achieve an accurate credit/consumers report.
Letter templates that are used by the pros. With our advanced (DONE FOR YOU) prewritten letters, our software will automatically select the Negative items on your reports for you. All Negative items will be labeled red and positive items green. Letters are far more effective at getting accounts permanently deleted than online disputes. Point Doctors' letter generator helps you create effective disputes based on consumer protection laws.
Point Doctors automatically imports your 3 bureau credit report without creating a hard inquiry.
Point Doctors' Artificial Intelligence knows which accounts are hurting your credit and helps you create the right disputes to remove them.
Point Doctors can help you delete these accounts from Experian, Equifax, and TransUnion. No need to create an account with each credit bureau. Point Doctors brings all three credit bureaus to you. And you can dispute as many accounts as you want on all 3 bureaus at the same time. It doesn’t matter if you have one account or fifty accounts to dispute, Point Doctors can easily manage and track all of them.
Letters are far more effective at getting accounts permanently deleted than online disputes. Point Doctors' letter generator helps you create effective disputes based on consumer protection laws.
Every month you reimport your new 3 bureau credit reports using our proprietary software. Each reimport shows which accounts were deleted and your new credit scores. If an account wasn’t deleted, Point Doctors will have the follow up letters you should send for additional disputes.
• Save thousands in collections that you don't need to pay.
• Remove medical collections.
• Remove bankruptcies.
• Remove repossessions.
• Remove Liens.
• Remove Inquiries.
• Remove Charge-Offs.
• Remove Credit Card Collections.
• Learn secrets to increase your score faster than you thought possible.
• Turn student loans into positive trade lines and increase your score.
• How to get peace of mind when they stop harassing you.
• Remove late payments.
- Late Payments - Repossessions - Charge Offs - Foreclosures - Collections - Judgments - Inquiries - Inaccurate Personal Information - Bankruptcy (Yes, Even Bankruptcies)
No need to create an account with each credit bureau. Point Doctors brings all three credit bureaus to you.
Fixing your own credit used to require a ton of work and a bit of luck. But now, Point Doctors DIY makes fixing your credit and increasing your credit score fast and easy.
You have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included. You can get these credit reports at www.AnnualCreditReport.com, These credit reports do not integrate with this software.
IMPORTANT: Point Doctors DIY is not a credit repair service. You repair your own credit as this is self-help software. We give you access to our proprietary software and letter templates.
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute that accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.
All product and company names and trademarks mentioned herein are the property of their respective owners.
Who doesn’t love free? Get access to our software and letter templates for FREE.
We provide you with all of the letter templates you need to get negative items off your reports.
Increased scores means that you have more financial power.
Work on your credit health whenever you want. The power is in your hands.